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<rfc ipr="trust200902" docName="draft-aravind-oauth-operator-of-record-00" category="info" submissionType="IETF" tocInclude="true" sortRefs="true" symRefs="true">
  <front>
    <title abbrev="operator-of-record">Operator-of-Record: an Origination Marker for Agent-Operated Presentations and Decisions</title>

    <author initials="A. A." surname="Aravind" fullname="Anivar A. Aravind">
      <organization>Independent Researcher</organization>
      <address>
        <email>ping@anivar.net</email>
        <uri>https://anivar.net</uri>
      </address>
    </author>

    <date year="2026" month="July" day="19"/>

    <area>Security</area>
    <workgroup>Web Authorization Protocol</workgroup>
    <keyword>agent</keyword> <keyword>audit</keyword> <keyword>JWT</keyword> <keyword>verifiable credentials</keyword>

    <abstract>


<?line 71?>

<t>This document requests registration of <spanx style="verb">opr</spanx>, an <bcp14>OPTIONAL</bcp14>, descriptive JWT claim that marks the operator of
record, that is, whether a human or an agent operated a credential presentation or drove a decision.
Its purpose is record integrity. Under agent operation a wallet key-binding proof is
cryptographically indistinguishable from a human-operated one, and no presentation protocol marks
the difference; <spanx style="verb">opr</spanx> records the distinction. A Policy Decision Point <bcp14>MUST</bcp14> ignore <spanx style="verb">opr</spanx> for the
allow/deny decision; interpretation and any resulting authorization behavior are deployment-local
and out of scope. This document defines representation only. It defines no remedy, adjudication,
obligation, or authorization mandate.</t>



    </abstract>

    <note title="About This Document" removeInRFC="true">
      <t>
        Status information for this document may be found at <eref target="https://datatracker.ietf.org/doc/draft-aravind-oauth-operator-of-record/"/>.
      </t>
      <t>
        Discussion of this document takes place on the
        Web Authorization Protocol Working Group mailing list (<eref target="mailto:oauth@ietf.org"/>),
        which is archived at <eref target="https://mailarchive.ietf.org/arch/browse/oauth/"/>.
        Subscribe at <eref target="https://www.ietf.org/mailman/listinfo/oauth/"/>.
      </t>
    </note>


  </front>

  <middle>


<?line 82?>

<section anchor="intro"><name>Introduction</name>

<t>A key-binding proof in a verifiable-credential presentation, the SD-JWT key-binding JWT
<xref target="RFC9901"/>, or the ISO mdoc <spanx style="verb">deviceAuth</spanx> (<spanx style="verb">deviceSignature</spanx> <spanx style="verb">COSE_Sign1</spanx> or <spanx style="verb">deviceMac</spanx> <spanx style="verb">COSE_Mac0</spanx>), proves <strong>possession / control of the
holder-bound key</strong> at presentation time. It is typically produced after a wallet-local unlock (PIN /
biometric), and relying parties in practice <strong>treat it as evidence that a human saw and approved</strong>
the specific disclosure, though no presentation protocol requires either. On the payments rail, an analogous human-awareness requirement is SCA
"dynamic linking" (PSD2 RTS Article 5 of Commission Delegated Regulation (EU) 2018/389
<xref target="EU2018389"/>), under which the payer is made aware of amount and payee and the authentication code
is specific to them. That payments rule is cited here only as an <strong>analogy</strong> for the human-inference
pattern; it does not regulate wallet-presentation protocols.</t>

<t>That inference is what agent operation breaks. An agent driving the wallet performs the same unlock
and produces a <strong>cryptographically identical</strong> proof; the signed presentation therefore attests key
control exactly as before, while the human comprehension-and-approval the relying party <em>infers</em>
from it no longer occurred. No field in <xref target="OpenID4VP"/>, SD-JWT-VC <xref target="I-D.ietf-oauth-sd-jwt-vc"/>, or
ISO 18013-5/-7 <xref target="ISO18013"/> marks who operated (<xref target="survey"></xref>); the apparatus certifies where the key
lives and nothing about who exercised it. <spanx style="verb">opr</spanx> supplies the missing marker so the record can state,
honestly, that an agent operated.</t>

<t>Marking the operator is a role decomposition with method-level precedent. Published wallet guidance
decomposes the collapsed <spanx style="verb">Holder</spanx> role of <xref target="VCDM20"/> into <em>user</em> and <em>wallet application</em> when the
abstraction hid a governance-relevant distinction; business-wallet tracks already separate <em>subject</em>
(legal person) from <em>operator</em> (authorised employee). This document performs the same decomposition
for the natural-person, agent-operated case.</t>

<t>The companion <xref target="DECISION-SUBJECT"/> names the other missing party, whom a decision
is <em>about</em>. The two roles compose and neither depends on the other.</t>

</section>
<section anchor="terminology"><name>Terminology</name>

<t><list style="symbols">
  <t><strong>Operator of record</strong> (<spanx style="verb">opr</spanx>): who actually operated a credential presentation or drove a
decision at record time: a human, or a named agent.</t>
  <t><strong>Origination</strong>: the fact of being human- versus agent-operated.</t>
  <t><strong>Key-binding proof</strong>: a signed proof of control of the holder-bound key (SD-JWT KB-JWT; mdoc
<spanx style="verb">deviceAuth</spanx>). It attests <strong>key control</strong>, not human presence or approval.</t>
  <t><strong>Agent / actor</strong> (<spanx style="verb">act</spanx>, <xref target="RFC8693"/>).</t>
  <t><strong>Auditor</strong> (<xref target="I-D.kuehlewind-audit-architecture"/>, Section 4).</t>
</list></t>

<t>The key words "<bcp14>MUST</bcp14>", "<bcp14>MUST NOT</bcp14>", "<bcp14>REQUIRED</bcp14>", "<bcp14>SHALL</bcp14>", "<bcp14>SHALL
NOT</bcp14>", "<bcp14>SHOULD</bcp14>", "<bcp14>SHOULD NOT</bcp14>", "<bcp14>RECOMMENDED</bcp14>", "<bcp14>NOT RECOMMENDED</bcp14>",
"<bcp14>MAY</bcp14>", and "<bcp14>OPTIONAL</bcp14>" in this document are to be interpreted as
described in BCP 14 <xref target="RFC2119"/> <xref target="RFC8174"/> when, and only when, they
appear in all capitals, as shown here.</t>

<?line -18?>

</section>
<section anchor="when"><name>When to mark</name>

<t><spanx style="verb">opr</spanx> <bcp14>SHOULD</bcp14> be marked whenever an agent operates a credential, or drives a decision, that a
verifier or auditor could otherwise attribute to a human.</t>

<t>Where a human operates directly, <spanx style="verb">opr</spanx> <bcp14>MAY</bcp14> be <spanx style="verb">{"class":"human"}</spanx> or omitted.</t>

<t><strong>Absence carries no assurance of human operation</strong> (<xref target="security"></xref>). A deployment that relies on
human operation for risk or liability purposes cannot safely infer it from a missing marker; a
present, signed <spanx style="verb">opr</spanx> is the only origination assurance this document defines.</t>

</section>
<section anchor="descriptive"><name>The claim is descriptive, not authorizing</name>

<t><spanx style="verb">opr</spanx> RECORDS who operated. A Policy Decision Point <bcp14>MUST</bcp14> ignore <spanx style="verb">opr</spanx> when rendering an allow/deny
decision; it carries no authority and grants none.</t>

<t><strong>Interpretation of <spanx style="verb">opr</spanx>, and any resulting authorization behavior, are deployment-local and out of
scope of this document.</strong> <spanx style="verb">opr</spanx> adds an origination fact to the <em>record</em>; it does not prescribe what
any verifier does with that fact. Registration of this claim registers a name and semantics, not
verifier conduct.</t>

</section>
<section anchor="container"><name>Container (which record carries it, and why not the access token)</name>

<t><spanx style="verb">opr</spanx> describes a per-action event, so it belongs in a per-action or post-hoc signed record, never
in a per-session access token. Conformant containers:</t>

<t><list style="numbers" type="1">
  <t><strong>Audit records, PRIMARY.</strong> A SCITT signed statement / COSE Receipt (<xref target="RFC9943"/> / <xref target="RFC9942"/>),
or an Action / Authorization-Transition record under <xref target="I-D.kuehlewind-audit-architecture"/>.
Integrity from the signature over the statement.</t>
  <t><strong>Per-action assertions.</strong> A transaction token (<xref target="I-D.ietf-oauth-transaction-tokens"/>), or, the
exact place the human-inference breaks, alongside an SD-JWT-VC key-binding JWT.</t>
  <t><strong>AuthZEN evaluation context.</strong> As a <spanx style="verb">context</spanx> attribute a PDP records without acting on
(<xref target="descriptive"></xref>).</t>
</list></t>

<t>The JWT Claims registration (<xref target="iana"></xref>) governs JWT-encoded records. A parallel COSE registration
for the ISO mdoc / CBOR path is noted as related work, out of scope here.</t>

</section>
<section anchor="privacy"><name>Privacy considerations</name>

<t><spanx style="verb">opr</spanx> names the <em>operator</em>, not a third party.</t>

<t><list style="symbols">
  <t>A bare <spanx style="verb">{"class":"agent"}</spanx> marker discloses nothing about any natural person.</t>
  <t>Where <spanx style="verb">opr</spanx> carries an agent identifier it is not third-party personal data and composes with
<spanx style="verb">act</spanx> (<xref target="RFC8693"/>).</t>
  <t>Where it carries a human operator's identifier, that is the same party already authenticated in
the ceremony, so there is no new third-party disclosure.</t>
</list></t>

<t><spanx style="verb">opr</spanx> therefore does not carry the third-party data-minimization burden that the companion
decision-subject claim does.</t>

</section>
<section anchor="security"><name>Security considerations</name>

<t>The threat is <strong>origination spoofing</strong>, an agent-operated action recorded (or left unmarked so as
to read) as human-operated. Therefore:</t>

<t><list style="numbers" type="1">
  <t><spanx style="verb">opr</spanx> <bcp14>MUST</bcp14> be integrity-protected within the signed record whose origination it describes. An
unsigned or separately-supplied <spanx style="verb">opr</spanx> <bcp14>MUST NOT</bcp14> be trusted.</t>
  <t><strong>Absence is not human.</strong> Human operation cannot safely be inferred from a missing marker: a
policy that depends on a marker cannot depend on the marker being supplied by a well-behaved
party, the same anti-downgrade discipline as key-binding itself.</t>
  <t><strong>Fail-safe use (non-normative guidance).</strong> Because interpretation is deployment-local
(<xref target="descriptive"></xref>), the safe discipline is that consulting <spanx style="verb">opr</spanx> never <em>enlarges</em> authority: a
deployment that consults it should reach a decision no more permissive than the one it would
reach ignoring it. This keeps a false or hostile <spanx style="verb">opr</spanx> fail-safe.</t>
</list></t>

</section>
<section anchor="non-goals"><name>Non-goals</name>

<t>This document does NOT define or mandate:</t>

<t><list style="symbols">
  <t>any authorization behavior (deployment-local, <xref target="descriptive"></xref>);</t>
  <t>remedy, adjudication, or obligation;</t>
  <t>a reachability / resolution mechanism;</t>
  <t>a requestable-denial or escalation mechanism;</t>
  <t>a transport binding;</t>
  <t>mandatory presence of the claim (except the conditional "require <spanx style="verb">opr</spanx>" a
human-operation-reliant deployment adopts for itself, <xref target="security"></xref>).</t>
</list></t>

</section>
<section anchor="syntax"><name>Claim syntax</name>

<t><spanx style="verb">opr</spanx> is an operator-of-record object:</t>

<texttable>
      <ttcol align='left'>Field</ttcol>
      <ttcol align='left'>Type</ttcol>
      <ttcol align='left'>Required</ttcol>
      <ttcol align='left'>Description</ttcol>
      <c><spanx style="verb">class</spanx></c>
      <c>string</c>
      <c><bcp14>REQUIRED</bcp14></c>
      <c><spanx style="verb">"human"</spanx> or <spanx style="verb">"agent"</spanx>; other values reserved</c>
      <c><spanx style="verb">id</spanx></c>
      <c>string</c>
      <c><bcp14>OPTIONAL</bcp14></c>
      <c>operator identifier. Where an <spanx style="verb">act</spanx> (<xref target="RFC8693"/>) claim is also present, <spanx style="verb">opr.id</spanx> <bcp14>SHOULD</bcp14> equal <spanx style="verb">act.sub</spanx></c>
</texttable>

<t>A bare string <spanx style="verb">"human"</spanx> / <spanx style="verb">"agent"</spanx> is permitted as shorthand for <spanx style="verb">{"class": ...}</spanx>.</t>

<t><strong>Scope note (non-normative).</strong> Where <spanx style="verb">act</spanx> is present, <spanx style="verb">opr</spanx> largely overlaps it except in
carrying the human/agent <em>class</em>. <spanx style="verb">opr</spanx>'s uniquely non-redundant use is the <strong>wallet-presentation
case, where there is no token-exchange <spanx style="verb">act</spanx></strong> and the presentation is cryptographically identical
to a human one. Implementers who register only for that case <bcp14>MAY</bcp14> treat this document as scoped to
presentation-time origination. Decision-record use remains conformant.</t>

<t><strong>Normative example</strong> (agent-operated eligibility decision, SCITT-style signed statement):</t>

<figure><sourcecode type="json"><![CDATA[
{
  "iss": "https://issuer.example",
  "iat": 1751000000,
  "sub": "lender-L",
  "act": { "sub": "agent-7f3a" },
  "opr": { "class": "agent", "id": "agent-7f3a" }
}
]]></sourcecode></figure>

<t><strong>Presentation-time example</strong> (no <spanx style="verb">act</spanx>; the unique non-redundant case):</t>

<figure><sourcecode type="json"><![CDATA[
{
  "iss": "https://wallet.example",
  "iat": 1751000000,
  "sub": "holder-device-9",
  "opr": { "class": "agent", "id": "agent-7f3a" }
}
]]></sourcecode></figure>

</section>
<section anchor="relationship"><name>Relationship to existing mechanisms</name>

<t><list style="symbols">
  <t><strong>RFC 8693 (<spanx style="verb">act</spanx>).</strong> <spanx style="verb">act</spanx> (<xref target="RFC8693"/>) is the delegated actor in a <strong>token chain</strong>. <spanx style="verb">opr</spanx>
marks origination in a <strong>presentation / decision record</strong>, including the wallet case where there
is no <spanx style="verb">act</spanx> and the human/agent distinction is otherwise unrecoverable. Where both appear,
<spanx style="verb">opr.id</spanx> <bcp14>SHOULD</bcp14> equal <spanx style="verb">act.sub</spanx>.</t>
  <t><strong>OpenID4VP; SD-JWT-VC (RFC 9901 KB-JWT + draft-ietf-oauth-sd-jwt-vc); ISO 18013-5/-7 mdoc.</strong>
Each of <xref target="OpenID4VP"/>, SD-JWT-VC (<xref target="RFC9901"/> KB-JWT plus <xref target="I-D.ietf-oauth-sd-jwt-vc"/>), and
<xref target="ISO18013"/> mdoc carries a holder-key-binding proof and <strong>no origination field</strong> (<xref target="survey"></xref>).
<spanx style="verb">opr</spanx> is the missing marker that lets the record distinguish agent from human operation.</t>
  <t><strong>Decision-subject (companion), <xref target="DECISION-SUBJECT"/>.</strong> Names the party a
decision is <em>about</em>; independent of, and composes with, <spanx style="verb">opr</spanx>.</t>
  <t><strong>SCITT (<xref target="RFC9943"/> / <xref target="RFC9942"/>); transaction tokens.</strong> Signed containers for <spanx style="verb">opr</spanx>.</t>
  <t><strong>SCA dynamic linking (PSD2 RTS Art. 5, Reg (EU) 2018/389 <xref target="EU2018389"/>).</strong> Cited as an
<strong>analogy only</strong>, not a regulatory overlap: SCA requires that the payer is made aware of amount
and payee, and that the authentication code is specific to them (Art. 5(1)(a)-(c)). The wallet
key-binding proof is the credential-layer analogue whose human <em>inference</em> agent operation breaks.
SCA governs payment service providers, not wallet-presentation protocols.</t>
  <t><strong>Actor Profile (<xref target="I-D.mcguinness-oauth-actor-profile"/>).</strong> Classifies the actor's type; <spanx style="verb">opr</spanx>
marks operation modality, not actor type. They compose.</t>
</list></t>

</section>
<section anchor="alternatives"><name>Considered alternatives</name>

<texttable>
      <ttcol align='left'>Alternative</ttcol>
      <ttcol align='left'>Why it does not cover opr</ttcol>
      <c><strong>RFC 8693 <spanx style="verb">act</spanx></strong></c>
      <c>Token-chain delegation; <strong>absent</strong> in a pure wallet presentation; carries no human/agent <em>class</em>.</c>
      <c><strong>Mark origination in the app / UI layer</strong></c>
      <c>Unsigned, and in a layer that wallet standards place out of scope; does not survive the <xref target="security"></xref> integrity requirement. <spanx style="verb">opr</spanx> lives in the signed record.</c>
      <c><strong><spanx style="verb">amr</spanx> / <spanx style="verb">acr</spanx> (authentication method / context)</strong></c>
      <c>Describe how the <em>human</em> authenticated; do not distinguish a human operator from an agent driving the same ceremony.</c>
      <c>A private / vendor claim</c>
      <c>No cross-boundary interop; the reason to register one descriptive claim.</c>
</texttable>

</section>
<section anchor="iana"><name>IANA considerations</name>

<t>This document requests registration of one entry in the JSON Web Token Claims registry established
by <xref target="RFC7519"/>. The registration policy for that registry is Specification Required (see
<xref target="RFC7519"/>, Section 10.1). The Designated Experts review requests on the jwt-reg-review@ietf.org
list over a three-week period.</t>

<texttable>
      <ttcol align='left'>Claim Name</ttcol>
      <ttcol align='left'>Claim Description</ttcol>
      <ttcol align='left'>Change Controller</ttcol>
      <ttcol align='left'>Specification Document(s)</ttcol>
      <c><spanx style="verb">opr</spanx></c>
      <c>Operator of Record: the class of operator, human or agent, at record time. Descriptive, non-authorizing.</c>
      <c>Anivar A. Aravind (ping@anivar.net)</c>
      <c>This document</c>
</texttable>

<t>Containers for <spanx style="verb">opr</spanx> are described in <xref target="container"></xref>; it is not an access-token claim. A parallel
COSE registration for the ISO mdoc path is noted as related work and is out of scope here.</t>

</section>


  </middle>

  <back>


<references title='References' anchor="sec-combined-references">

    <references title='Normative References' anchor="sec-normative-references">



<reference anchor="RFC8693">
  <front>
    <title>OAuth 2.0 Token Exchange</title>
    <author fullname="M. Jones" initials="M." surname="Jones"/>
    <author fullname="A. Nadalin" initials="A." surname="Nadalin"/>
    <author fullname="B. Campbell" initials="B." role="editor" surname="Campbell"/>
    <author fullname="J. Bradley" initials="J." surname="Bradley"/>
    <author fullname="C. Mortimore" initials="C." surname="Mortimore"/>
    <date month="January" year="2020"/>
    <abstract>
      <t>This specification defines a protocol for an HTTP- and JSON-based Security Token Service (STS) by defining how to request and obtain security tokens from OAuth 2.0 authorization servers, including security tokens employing impersonation and delegation.</t>
    </abstract>
  </front>
  <seriesInfo name="RFC" value="8693"/>
  <seriesInfo name="DOI" value="10.17487/RFC8693"/>
</reference>
<reference anchor="RFC2119">
  <front>
    <title>Key words for use in RFCs to Indicate Requirement Levels</title>
    <author fullname="S. Bradner" initials="S." surname="Bradner"/>
    <date month="March" year="1997"/>
    <abstract>
      <t>In many standards track documents several words are used to signify the requirements in the specification. These words are often capitalized. This document defines these words as they should be interpreted in IETF documents. This document specifies an Internet Best Current Practices for the Internet Community, and requests discussion and suggestions for improvements.</t>
    </abstract>
  </front>
  <seriesInfo name="BCP" value="14"/>
  <seriesInfo name="RFC" value="2119"/>
  <seriesInfo name="DOI" value="10.17487/RFC2119"/>
</reference>
<reference anchor="RFC8174">
  <front>
    <title>Ambiguity of Uppercase vs Lowercase in RFC 2119 Key Words</title>
    <author fullname="B. Leiba" initials="B." surname="Leiba"/>
    <date month="May" year="2017"/>
    <abstract>
      <t>RFC 2119 specifies common key words that may be used in protocol specifications. This document aims to reduce the ambiguity by clarifying that only UPPERCASE usage of the key words have the defined special meanings.</t>
    </abstract>
  </front>
  <seriesInfo name="BCP" value="14"/>
  <seriesInfo name="RFC" value="8174"/>
  <seriesInfo name="DOI" value="10.17487/RFC8174"/>
</reference>
<reference anchor="RFC7519">
  <front>
    <title>JSON Web Token (JWT)</title>
    <author fullname="M. Jones" initials="M." surname="Jones"/>
    <author fullname="J. Bradley" initials="J." surname="Bradley"/>
    <author fullname="N. Sakimura" initials="N." surname="Sakimura"/>
    <date month="May" year="2015"/>
    <abstract>
      <t>JSON Web Token (JWT) is a compact, URL-safe means of representing claims to be transferred between two parties. The claims in a JWT are encoded as a JSON object that is used as the payload of a JSON Web Signature (JWS) structure or as the plaintext of a JSON Web Encryption (JWE) structure, enabling the claims to be digitally signed or integrity protected with a Message Authentication Code (MAC) and/or encrypted.</t>
    </abstract>
  </front>
  <seriesInfo name="RFC" value="7519"/>
  <seriesInfo name="DOI" value="10.17487/RFC7519"/>
</reference>



    </references>

    <references title='Informative References' anchor="sec-informative-references">

<reference anchor="DECISION-SUBJECT" target="https://datatracker.ietf.org/doc/draft-aravind-oauth-decision-subject/">
  <front>
    <title>Decision-Subject Representation for Agent Authorization</title>
    <author initials="A. A." surname="Aravind" fullname="Anivar A. Aravind">
      <organization>Independent Researcher</organization>
    </author>
    <date year="2026"/>
  </front>
  <seriesInfo name="Internet-Draft" value="draft-aravind-oauth-decision-subject-00"/>
</reference>
<reference anchor="VCDM20" target="https://www.w3.org/TR/vc-data-model-2.0/">
  <front>
    <title>Verifiable Credentials Data Model v2.0</title>
    <author >
      <organization>World Wide Web Consortium</organization>
    </author>
    <date year="2025" month="May" day="15"/>
  </front>
</reference>
<reference anchor="OpenID4VP" target="https://openid.net/specs/openid-4-verifiable-presentations-1_0.html">
  <front>
    <title>OpenID for Verifiable Presentations 1.0</title>
    <author >
      <organization>OpenID Foundation</organization>
    </author>
    <date year="2026"/>
  </front>
</reference>
<reference anchor="ISO18013" target="https://www.iso.org/standard/69084.html">
  <front>
    <title>ISO/IEC 18013-5:2021, Mobile driving licence (mDL) application</title>
    <author >
      <organization>International Organization for Standardization</organization>
    </author>
    <date year="2021"/>
  </front>
</reference>
<reference anchor="EUDI-ARF" target="https://github.com/eu-digital-identity-wallet/eudi-doc-architecture-and-reference-framework">
  <front>
    <title>European Digital Identity Wallet Architecture and Reference Framework</title>
    <author >
      <organization>European Commission</organization>
    </author>
    <date year="2026"/>
  </front>
</reference>
<reference anchor="EU2018389" target="https://eur-lex.europa.eu/eli/reg_del/2018/389/oj">
  <front>
    <title>Commission Delegated Regulation (EU) 2018/389 on regulatory technical standards for strong customer authentication</title>
    <author >
      <organization>European Commission</organization>
    </author>
    <date year="2018"/>
  </front>
</reference>


<reference anchor="RFC9901">
  <front>
    <title>Selective Disclosure for JSON Web Tokens</title>
    <author fullname="D. Fett" initials="D." surname="Fett"/>
    <author fullname="K. Yasuda" initials="K." surname="Yasuda"/>
    <author fullname="B. Campbell" initials="B." surname="Campbell"/>
    <date month="November" year="2025"/>
    <abstract>
      <t>This specification defines a mechanism for the selective disclosure
of individual elements of a JSON data structure used as the payload
of a JSON Web Signature (JWS). The primary use case is the selective
disclosure of JSON Web Token (JWT) claims.</t>
    </abstract>
  </front>
  <seriesInfo name="RFC" value="9901"/>
  <seriesInfo name="DOI" value="10.17487/RFC9901"/>
</reference>

<reference anchor="I-D.ietf-oauth-sd-jwt-vc">
   <front>
      <title>SD-JWT-based Verifiable Digital Credentials (SD-JWT VC)</title>
      <author fullname="Oliver Terbu" initials="O." surname="Terbu">
         <organization>MATTR</organization>
      </author>
      <author fullname="Daniel Fett" initials="D." surname="Fett">
         <organization>Authlete Inc.</organization>
      </author>
      <author fullname="Brian Campbell" initials="B." surname="Campbell">
         <organization>Ping Identity</organization>
      </author>
      <date day="6" month="July" year="2026"/>
      <abstract>
	 <t>   This specification describes data formats as well as validation and
   processing rules to express Verifiable Digital Credentials with JSON
   payloads with and without selective disclosure based on the SD-JWT
   format.

	 </t>
      </abstract>
   </front>
   <seriesInfo name="Internet-Draft" value="draft-ietf-oauth-sd-jwt-vc-17"/>
   
</reference>

<reference anchor="I-D.kuehlewind-audit-architecture">
   <front>
      <title>An Architecture for Auditing AI Agent Delegation and Interactions</title>
      <author fullname="Mirja Kühlewind" initials="M." surname="Kühlewind">
         <organization>Ericsson</organization>
      </author>
      <author fullname="Henk Birkholz" initials="H." surname="Birkholz">
         <organization>Fraunhofer SIT</organization>
      </author>
      <date day="18" month="May" year="2026"/>
      <abstract>
	 <t>   This document describes an architecture for auditing of agent-driven
   interactions on the Internet.  Autonomous and semi-autonomous
   software agents, including those based on artificial intelligence,
   increasingly act on behalf of users, organizations, and services.
   Existing auditing mechanisms often capture isolated system events but
   do not consistently represent delegation relationships, user intent,
   or evolving authorization.  In agent-driven systems, auditability
   requires linking intent, delegation, authorization, and execution.
   The proposed architecture enables this through distributed audit
   record generation, propagation of audit context, optional
   attestation, and additonal logging for transparency.

	 </t>
      </abstract>
   </front>
   <seriesInfo name="Internet-Draft" value="draft-kuehlewind-audit-architecture-00"/>
   
</reference>
<reference anchor="RFC9943">
  <front>
    <title>An Architecture for Trustworthy and Transparent Digital Supply Chains</title>
    <author fullname="H. Birkholz" initials="H." surname="Birkholz"/>
    <author fullname="A. Delignat-Lavaud" initials="A." surname="Delignat-Lavaud"/>
    <author fullname="C. Fournet" initials="C." surname="Fournet"/>
    <author fullname="Y. Deshpande" initials="Y." surname="Deshpande"/>
    <author fullname="S. Lasker" initials="S." surname="Lasker"/>
    <date month="June" year="2026"/>
    <abstract>
      <t>Traceability in supply chains is a growing security concern. While Verifiable Data Structures (VDSs) have addressed specific issues, such as equivocation over digital certificates, they lack a universal architecture for all supply chains. This document defines such an architecture for single-issuer signed statement transparency. It ensures extensibility and interoperability between different transparency services as well as compliance with various auditing procedures and regulatory requirements.</t>
    </abstract>
  </front>
  <seriesInfo name="RFC" value="9943"/>
  <seriesInfo name="DOI" value="10.17487/RFC9943"/>
</reference>
<reference anchor="RFC9942">
  <front>
    <title>CBOR Object Signing and Encryption (COSE) Receipts</title>
    <author fullname="O. Steele" initials="O." surname="Steele"/>
    <author fullname="H. Birkholz" initials="H." surname="Birkholz"/>
    <author fullname="A. Delignat-Lavaud" initials="A." surname="Delignat-Lavaud"/>
    <author fullname="C. Fournet" initials="C." surname="Fournet"/>
    <date month="June" year="2026"/>
    <abstract>
      <t>CBOR Object Signing and Encryption (COSE) Receipts prove properties of a Verifiable Data Structure (VDS) to a verifier. VDSs and associated Proof Types enable security properties, such as minimal disclosure, transparency, and non-equivocation. Transparency helps maintain trust over time and has been applied to certificates, end-to-end encrypted messaging systems, and supply chain security. This specification enables concise transparency-oriented systems by building on Concise Binary Object Representation (CBOR) and COSE. The extensibility of the approach is demonstrated by providing CBOR encodings for Merkle inclusion and consistency proofs.</t>
    </abstract>
  </front>
  <seriesInfo name="RFC" value="9942"/>
  <seriesInfo name="DOI" value="10.17487/RFC9942"/>
</reference>

<reference anchor="I-D.ietf-oauth-transaction-tokens">
   <front>
      <title>Transaction Tokens</title>
      <author fullname="Atul Tulshibagwale" initials="A." surname="Tulshibagwale">
         <organization>CrowdStrike</organization>
      </author>
      <author fullname="George Fletcher" initials="G." surname="Fletcher">
         <organization>Practical Identity LLC</organization>
      </author>
      <author fullname="Pieter Kasselman" initials="P." surname="Kasselman">
         <organization>Defakto Security</organization>
      </author>
      <date day="6" month="July" year="2026"/>
      <abstract>
	 <t>   Transaction Tokens (Txn-Tokens) are designed to maintain and
   propagate user identity, workload identity and authorization context
   throughout the Call Chain within a trusted domain during the
   processing of external requests (e.g. such as API calls) or requests
   initiated internally within the Trust Domain.  Txn-Tokens ensure that
   this context is preserved throughout the Call Chain thereby enhancing
   security and consistency in complex, multi-service architectures.

	 </t>
      </abstract>
   </front>
   <seriesInfo name="Internet-Draft" value="draft-ietf-oauth-transaction-tokens-09"/>
   
</reference>

<reference anchor="I-D.mcguinness-oauth-actor-profile">
   <front>
      <title>OAuth Actor Profile for Delegation</title>
      <author fullname="Karl McGuinness" initials="K." surname="McGuinness">
         <organization>Independent</organization>
      </author>
      <date day="30" month="April" year="2026"/>
      <abstract>
	 <t>   OAuth deployments increasingly involve agents and workloads acting on
   behalf of human users across organizational boundaries.  Existing
   specifications provide relevant building blocks (notably the act
   claim from RFC 8693 Token Exchange) but do not define a consistent
   profile for representing delegated actor relationships across JWT
   assertion grants (RFC 7523), JWT access tokens (RFC 9068), and
   Transaction Tokens, nor for classifying actor entity types or
   signaling support between authorization servers and resource servers.
   The result is inconsistent actor representation and actor-
   representation interoperability gaps that force deployments to rely
   on proprietary conventions.

   This document defines the OAuth Actor Profile for Delegation.  It
   specifies a common act claim structure extended with sub_profile for
   entity-type classification, processing rules for authorization
   servers and resource servers across the three token families and
   their Token Exchange inputs, and OAuth discovery metadata parameters
   for advertising actor-profile support.  The profile applies uniformly
   across token types and integrates with existing sender-constraint
   mechanisms (DPoP, mTLS).  It does not standardize the policies by
   which systems determine whether a given actor is permitted to act for
   a subject; those decisions remain deployment-specific.

	 </t>
      </abstract>
   </front>
   <seriesInfo name="Internet-Draft" value="draft-mcguinness-oauth-actor-profile-00"/>
   
</reference>



    </references>

</references>


<?line 304?>

<section anchor="survey"><name>Survey of presentation and payment mechanisms</name>

<t>Each mechanism below was checked against its current published version. No credential-presentation
protocol marks who operated; the payments-rail rule is included only as the human-inference analogy.</t>

<texttable>
      <ttcol align='left'>Spec</ttcol>
      <ttcol align='left'>Rev / date</ttcol>
      <ttcol align='left'>Field it provides</ttcol>
      <ttcol align='left'>Finding</ttcol>
      <c>OpenID4VP</c>
      <c>1.0 final (+1.1 draft)</c>
      <c><spanx style="verb">acr</spanx> / <spanx style="verb">amr</spanx>; <spanx style="verb">user_verification</spanx> / <spanx style="verb">user_presence</spanx></c>
      <c>none of these marks operator modality; SIOPv2 authenticates identity, not operator class</c>
      <c>SD-JWT / KB-JWT</c>
      <c>RFC 9901 (Nov 2025)</c>
      <c>KB-JWT = iat/aud/nonce/sd_hash; proves key control</c>
      <c>no operator/origination field</c>
      <c>SD-JWT-VC</c>
      <c>draft-ietf-oauth-sd-jwt-vc-17 (6 Jul 2026)</c>
      <c><spanx style="verb">cnf</spanx> = key binding only</c>
      <c>no origination field</c>
      <c>ISO 18013-5/-7 mdoc</c>
      <c>current</c>
      <c><spanx style="verb">deviceAuth</spanx> proves device-key control</c>
      <c><spanx style="verb">deviceAuth</spanx> proves key possession only; key possession is not human presence</c>
      <c>W3C VCDM 2.0</c>
      <c>Recommendation <strong>15 May 2025</strong></c>
      <c>credential data model</c>
      <c>no operator field</c>
      <c>EUDI ARF trust model <xref target="EUDI-ARF"/></c>
      <c>v2.5-2.9</c>
      <c>X.509 + national Trusted Lists as trust anchors</c>
      <c>defines wallet trust anchors; no operator / origination field</c>
      <c>SCA dynamic linking</c>
      <c>PSD2 RTS <strong>Art. 5</strong>, Reg (EU) 2018/389</c>
      <c>payer aware of amount+payee; auth code specific to amount+payee; accepted code matches</c>
      <c>analogy only (<xref target="intro"></xref>); Art. 5(1)(a)-(c) requires payer awareness of amount and payee</c>
</texttable>

</section>


  </back>

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