README.TXT

<Time Value of Money>

1.  Time Value of Money is a finance and loan amortization calculator.
    Time Value of Money calculations include:

    - Lump-Sum Investments
    - Periodic Investments
    - Periodic Withdrawals (Annuities)
    - Amortization  table generation

    In addition, there are nine other financial functions:

    - Effective Annual Rate
    - Future Value of Uneven Cash Flow
    - Probability Distribution
    - Standard Deviation
    - Capital Asset Pricing Model - CAPM
    - Bond Valuation
    - Stock Valuation
    - Cost of Capital - Tutorial
    - Capital Budgeting - Tutorial

    Generate,  print,  and  save  reports for each financial function.

    Use the extensive "help" system for descriptions and examples
    of each financial function.

    Time Value of Money also includes a monthly calendar,  and  a  shortcut to the         Windows ™ calculator.

2.  To install the program:  
    a. Unzip the file in a temporary directory.
    b. Double-Click the "setup.exe" file.

3.  Time Value of Money is a Shareware product.

4.  Please feel free to distribute the Unlicensed version of this
    software product.

5.  Time Value of Money can be downloaded or licensed from:

    http://www.force10soft.com
    http://www.Simtel.net
    http://www.regnow.com

    License Fee is $20.00

6.  For questions or problems, contact:

    Force-10 Software Productions
    2845 30th Ave. W.
    Seattle, WA 98199
    tvminfo@onebox.com
